If you are a two wheeler owner or are planning to purchase one, then you must be well aware of the fact that bike insurance should be your top priority. Moreover, bike insurance online is the best way to avail of this facility as you don’t have to go anywhere and use your smartphone.
Long gone are the days when people used to visit sites physically to avail these facilities. Just download the right application on your smartphone, and you are more than good to go.
What is bike insurance?
Also known as motorcycle insurance, it is a type of insurance structured to protect motorcycle owners against financial losses in the event of theft, accidents, etc. Just like a four wheeler insurance, it offers a safety net for motorcyclists and their bikes.
In the current era, it is essential to avail because it helps you manage the financial burden that can arise from unexpected incidents involving your motorcycle. It not only offers protection for you and your vehicle but also offers peace of mind while riding on the roads.
What are its advantages?
● Financial Security
It offers financial protection against various risks, such as accidents, theft, or damage to your two-wheeler. In case of an accident, the insurance company covers the repair or replacement costs, saving you from significant out-of-pocket expenses.
● Legal Compliance
In India, having 2 wheeler insurance is a legal requirement. If you are riding without one, it can lead to penalties and even the suspension of your license. Having insurance makes sure that you comply with the law.
● Personal Liability Coverage
Liability coverage included in the insurance protects you from potential legal and financial liabilities if you cause bodily injury or property damage to others in an accident.
● Safety against Uninsured Motorists
Uninsured Motorist Coverage safeguards you against accidents caused by drivers who have no insurance or insufficient coverage. It basically ensures you receive compensation even if the at-fault party cannot cover the damages, preventing you from being left with significant expenses.
● Medical Expenses Coverage
Personal Injury Protection (PIP) or Medical Payments Coverage can cover medical expenses for you and your passengers if, by any chance, you are injured in an accident.
Which is the best insurance download app?
Here, I’d like to share my personal experience. Last month, I purchased a new bike here in New Delhi, and instead of availing it from the company itself, I preferred third-party insurance. This was one of my friends advised me to download the Bajaj Finserv application.
Believe me, getting insurance is super simple nowadays with such applications. Just a few taps, and you are good to go.
- Download the Bajaj Finserv application. It is available for free on both Play Store (Android) as well as App Store (iPhone).
- Sign up using your mobile number
- Go to the ‘Insurance Bazaar’ section from the home page
- After tapping on bike, enter your vehicle registration number as well as your city pin code to get pricing details
- Enter vehicle details to get a quote
- Choose as per your suitability
Bike insurance online India is one of easiest and best things in the current digital era. It tends to save you a lot of time, money, energy and fuel.